What does it take to be approved for a vehicle?

Everybody is Pre Approved. The process is very simple and straightforward.
We do not do a credit check but we do ask you to complete a one page application where you provide us with basic information, such as address, phone number, landlord information, and we ask for at least five (5) personal references.


Does everyone who is pre-approved, qualify for a vehicle?

No. There are things that may disqualify you such as insurability, state laws, and any unresolved issues from a previous agreement.


How long will this take?

There are several variables to this process but often times we have the customer “on the road” in about an hour.


How can I feel confident that the car I’m getting is dependable?

Our vehicles go through a 49 point inspection by qualified mechanics and we are confident that they are road ready. Plus PAY-Less Auto puts a 6 month/6000 miles guarantee on all rented vehicles. **


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How can I obtain ownership?

By making all of your payments for the set amount of time, then we will sign over the title to you.


How does PAY-Less Compare to Buy Here – Pay Here transactions?

There are no hidden fees. We decided in the beginning that we want to be very open and honest about the prices. We will give you the option to pay weekly, biweekly or monthly. We will give you the rate and the length of the term. The pricing is very simple and straightforward. You can consider the example on the About Us page of this web-sight.


Why Rent to Own a vehicle?

Rent to Own is an easy way to try it before you buy it. It is a simple method of obtaining ownership of a vehicle after a set number of payments are made. Some of the advantages of renting to own a vehicle are:

  • There is no credit check.
  • The customer saves several hundred dollars in up front expenses, because PAY-Less Auto pays the sales tax and buys the tag.
  • The customer does not have to claim the property on their personal property tax assessment.
  • Our customer is not locked in to a long term agreement which means they can return the vehicle with no further obligation provided the vehicle is returned in fair condition.
  • Flexible payment methods such as weekly, bi-weekly or monthly.
  • Our guarantee is very strong so you could save hundreds of dollars in repair expenses.

What if I want to trade vehicles?

Our customers are not locked in to a long term agreement which means that we will trade you at any time provided the vehicle turned in is in fair working condition.


Will you take a trade in?

We do take a vehicle on trade if that vehicle is paid in full and the title is in our potential customer’s name.


What is PAY-Less Auto’s view on customer care?

Our goal is simple: To develop a long term win-win relationship with each customer. For almost 10 years we have been able to satisfy our customer’s transportation needs.


Why get a used vehicle from PAY-Less Auto Sales?

We take pride in the fact that our customers are able to start using a vehicle with less money out of pocket than the competitors in our area. Remember, we pay the sales tax and buy the tag and there is no interest rate. You do not have to list the vehicle on your personal property assessment. You can relax by knowing that we will stand behind the vehicle for the first 6 month/6000 miles with our Power Train Plus guarantee. We also take pride in the fact that we understand our customers and their credit challenges and we offer a plan that will allow you to enjoy a very nice vehicle.